RETIREMENT PROGRAMS
Middle Georgia RESA Retirement Program
Teachers Retirement System of Georgia
TRS covers all teaching, administrative, clerical and other professional personnel. Teachers Retirement System eligible employees contribute 6% of their gross monthly salary to TRS.
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Please click on this link for TRS information: www.trsga.com/active-member
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Have you been with TRS less than 5 years? Click on this link: New Hire
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Have you been with TRS between 5 and 24 years? Click on this link: Mid-Career
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Have you been with TRS 25 years or more? Click on this link: Pre-Retirement Members
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Ready To Retire under TRS? Click on this link for the TRS Retirement Process: I'm Ready to Retire
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Supplemental Retirement Plans
The following plan options are available for benefits-eligible employees: 403(b) account, 457(b) accounts, Roth 403(b) and Roth 457(b) plans.
Participation in tax-sheltered annuity plans is voluntary and is open to all benefits-eligible employees (those employees who work 20 hours or more per week). All newly, benefits- eligible employees will be automatically enrolled into a 403(b) plan with an Employee contribution rate of 1%. If employee choose not opt out of, the form is located at bottom of this page.
Since participation in these plans are voluntary, benefits-eligible employees may make changes to their plan(s) at their discretion (subject to IRS rules and regulations) during the calendar year by contacting the plan representatives.
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Universal Availability requires an employer to give notice to employees of their right to make elective deferrals to tax sheltered annuities. To ensure compliance with this requirement, Middle Georgia RESA offers an Annual Open Enrollment period for employee benefits during which benefits-eligible employees may make such elections and/or changes to their tax sheltered annuity plan(s). Open Enrollment typically runs for a period of two weeks beginning in mid-October.