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BASIC LIFE & AD&D

What is Basic Life Insurance?

A financial and family protection plan paid for by Middle Georgia RESA which provides a lump-sum payment, known as a death benefit, to a beneficiary upon the death of the insured.

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What is Accidental Death & Dismemberment Insurance?

AD&D coverage is included as part of life insurance benefits and will pay out a lump-sum death benefit if the insured dies accidentally or passes away later as the direct result of the accident. The dismemberment benefit provides an additional lump sum payment if an insured becomes dismembered in an accident.

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Plan Rules:

  • Eligibility: Eligible full-time employees working 20 or more hours per week

  • Coverage through OneAmerica

  • Employee must be actively at work on the effective date

  • No cost to employee. Premiums paid for by Middle GA RESA

  • It is important to review your beneficiaries every year!

  • Upon termination or retirement, continuation of coverage may apply

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If you still have questions, contact Campus Benefits:

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